Terms & Conditions
Last updated: January 2026
Welcome to the Fenloryxao website. By accessing and using this site, you agree to these Terms and Conditions.
1. Acceptance of Terms
By accessing this site, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use this site.
2. Nature of Service
Fenloryxao provides educational and informational content about personal finance. We do not offer financial services, investment consulting, or any form of professional financial advice. All content is provided for educational purposes only.
3. Site Usage
You agree to use this site only for lawful purposes and in a manner that does not infringe the rights of third parties. Using the site to distribute illegal, offensive, or harmful material is prohibited.
4. Intellectual Property
All content on this site, including text, graphics, logos, and images, is the property of Fenloryxao or its licensors and is protected by intellectual property laws.
5. Limitation of Liability
Fenloryxao is not responsible for any direct, indirect, incidental, or consequential damages arising from the use or inability to use this site or its content.
6. Applicable Law
These Terms and Conditions are governed by the laws of the Federative Republic of Brazil. Any dispute shall be submitted to the exclusive jurisdiction of the courts of São Paulo, SP.
7. Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon publication on the site.